If I were to build a payment app for Gen Z —
this is the living interface I’d design.
I took the thing everyone ignores — the bank statement — and rebuilt it as Splurge, a colorful money app that turns transactions into a story you actually want to open.
Same data. Completely different feeling.
The numbers are identical — one is a chore, the other is a flex.
NATIONAL BANK
Retail Internet Banking
| Date | Narration | Withdrawal | Deposit | Balance |
|---|---|---|---|---|
| 02/07 | UPI/DR/419283746/ZOMATO/OKAXIS/Pay | 340.00 | 48,210.55 | |
| 03/07 | POS/PUR/STARBUCKS IN/CARD XX4821 | 280.00 | 47,930.55 | |
| 05/07 | UPI/DR/558102934/BLINKIT/OKICICI | 520.00 | 47,410.55 | |
| 07/07 | NEFT/DR/AIRTELPOSTPAID/UTIB0001 | 999.00 | 46,411.55 | |
| 09/07 | ACH/DR/MYNTRA DESIGNS/AUTOPAY | 1,899.00 | 44,512.55 | |
| 12/07 | UPI/DR/770231884/UBER INDIA/OKHDFC | 220.00 | 44,292.55 | |
| 15/07 | BIL/BBPS/TORRENT POWER/ELEC | 1,250.00 | 43,042.55 | |
| 21/07 | UPI/DR/990183746/BOOKMYSHOW/OKSBI | 600.00 | 42,442.55 | |
| 28/07 | NACH/DR/SPOTIFY INDIA/SUBSCR | 119.00 | 42,323.55 |
This is a computer-generated statement and does not require a signature. Please examine all entries and report discrepancies within 15 days. Abbreviations: DR-Debit, CR-Credit, NEFT/IMPS/UPI/POS/BBPS as per transaction channel.
hey Hemansh 👋
Your money, decoded
you’ve splurged
₹0
Food is your main character this month — that’s 33% of your spend.
where it went
The moves that mattered
UPI/DR/419283746/ZOMATO/OKAXIS
🍕 Zomato · ₹340
A wall of identical rows
A spending story you read in 5 seconds
One lonely closing balance
Categories, trends & a monthly vibe check
Corporate blue & grey
A palette with actual personality
A passive PDF you scroll past
Tap any category to drill into it
The system behind the vibe
A palette with personality, expressive numerals, and playful-but-legible type.
Numerals · Space Grotesk
₹12,870
Type · Plus Jakarta Sans
Aa Money, decoded.